Car Finance Calculator

A handy calculator designed to give you an idea of the monthly cost of Hire Purchase and Personal Contract Purchase finance options.

Where are you planning to buy your next car from?

Normally car finance is only available when you're buying your next car from a reputable dealership.

Dealership

Private seller

Not sure

Do you know the registration number of the car you want to buy?

Yes

Not yet

What's the registration number?

What's the car's current mileage?

miles

How much would you like to spend on a car?

This is price you are planning on paying for the car. If you've agreed a price with the seller use that, otherwise the advertised price is fine. If this isn't known you can provide your best estimate.

What's your total deposit?

Please include any cash deposit and, if relevant, the estimated trade-in value of your current car. Or enter £0 if you don't have any deposit

If you have a cash deposit, please enter the amount here. In addition, if you are part-exchanging your current car, please include it's estimated trade-in value in your total deposit amount. If you don't have any deposit please enter £0.

How many years do you want to repay over?

This determines how long you'll repay your car finance over. A shorter term means higher monthly payments, but you may reduce the amount of interest you pay overall.

2 years

3 years

4 years

5 years

What's your monthly budget for your car purchase?

Knowing your monthly budget will help identify the type of finance which might be most suitable for you.

How many miles do you expect to drive per year?

Please enter to the nearest thousand miles

Please enter your estimate for how many miles you will drive per year. This can affect certain types of finance, where the mileage forms part of your agreement with the lender.

miles

Car Finance Calculator

Let's get you to the right place